Terms of Service

Last updated: March 2026

1. Acceptance of Terms

By using Rich on Fifty, you agree to these Terms of Service. If you do not agree, do not use the platform.

2. Description of Service

Rich on Fifty provides tools for creating, managing, and operating investment clubs. We provide software tools only. We are not a registered investment advisor, broker-dealer, or financial planner.

3. Financial Disclaimer

Rich on Fifty does not provide investment advice. The stock screener, Discussion Score, educational content, and other tools are for informational and educational purposes only. All investment decisions are made solely by you and your club members. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal.

4. User Accounts

You are responsible for maintaining the security of your account. You must be at least 18 years old and a US resident to use the platform. You agree to provide accurate information.

5. Subscriptions & Payment

Paid features are billed monthly or annually. Prices are per-member plus a per-club fee. You can cancel at any time; access continues until the end of the billing period. Refunds are not provided for partial periods.

6. Acceptable Use

You agree not to use the platform for illegal activities, to harass other users, to attempt unauthorized access, or to transmit harmful content.

7. Limitation of Liability

Rich on Fifty and Thrion Holdings are not liable for any investment losses, tax consequences, or financial outcomes arising from use of the platform. The platform is provided “as is” without warranties.

8. Contact

For questions about these terms: legal@richonfifty.com